login | register

Discover's Discover® More(SM) Card ? Clear is fitting for those with very good credit who want a cash reward credit card.

Through this card's reward program, cardholders are able to earn a 5% Cashback Bonus® in categories such as travel, gas, restaurants, movies, and more. Up to 1% can also be earned on general purchases and .25% for purchases made at select warehouse clubs and discount stores.

The way rebates can be earned is quite simple. Those who spend up to $1,500 on general purchases will receive a .25% rebate. If a cardholder spends between $1,500 and $3,000, a .5% rebate will be earned. Any general purchase expense yields a 1% rebate to the cardholder.*

As an added bonus, cardholders can earn up to a double Cashback Bonus® when they redeem their rebates for gift certificates from participating Discover® Card Partners. What's more is that with the Discover® More(SM) Card ? Clear, there is no annual cap on the amount of rebates that can be earned. As long as the account is active during a 36-month period, rebates will not expire.

What makes this card even more attractive is that there is no annual fee and a 0% introductory rate on purchases for six months. Balance transfers will be covered by a 0% introductory rate for twelve months. After the introductory rate expires, the APR for purchases with this card is reasonable for those who qualify.

Platinum style benefits that are provided with this card include travel accident insurance, auto rental insurance, and fraud protection services. Cardholders will also have access to discounts on products and services at participating merchants and retailers.

With the Discover® More(SM) Card ? Clear, those who plan on spending at least $3,000 per year and who plan on taking advantage of the Cashback Bonus® reward program will find this card to be the most beneficial.

*It is important to note that like many cash reward cards, the highest rebate offered will not apply to all purchases made with the credit card. In this case, 1% will be applied only to those purchases made after the cardholder spends over $3,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. For instance, if the cardholder were to spend $4,000, only $1,000 of this amount would be applied towards the 1% rebate. However, this does not take into account any promotional offers or the full 5% Cashback Bonus® award.

Type of card: Personal

Introductory apr rate description: 0% Intro APR*

Introductory apr months: 6

Purchases apr rate: $10.99

Cash apr rate: $23.99

Fee: $0.00

Max reward: 5%

Best: Double cash rebates at participating retailers and merchants (through the Cashback Bonus® award program); 0% introductory rate; no annual fee.

Worst: Low rate not available to all applicants.

Perks: Various card designs to select from. Various Internet account related services. Emergency card replacement. Fraud and security protection services. Auto rental insurance. Up to $500,000 in travel accident insurance. Discounts on products and services at participating merchants and retailers. See website for additional benefits.

Notations: The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 10.99% - 18.99%. See website for complete terms and conditions of card usage and application disclosure.

Additional description:

• 5% to 20% Cashback Bonus® at Top Online Retailers*
• Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
• Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
• No Annual Fee
• Online Account Access
• Online Bill Payment
• *View Discover® Card Rates, Fees, Rewards, and Other Important Information