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The Bank of America Platinum Plus® Visa® Card, issued by FIA Card Services, N.A., is designed for those with very good credit who will take advantage of the introductory offer and the platinum benefits.

Cardholders have access to a variety of common platinum benefits such as automatic auto rental insurance, various travel and emergency assistance services, purchase protection, and various security features.

The most attractive benefit of this credit card is the 0% introductory rate that is offered for the first twelve billing cycles and applies to balance transfers, cash advance checks, and direct deposits. In addition, there is no annual fee and the interest rate for purchases and balance transfers is reasonably low after the introductory rate expires.

Therefore, those who qualify for the lowest rate available, are not looking for any extraordinary benefits or services, and plan to take advantage of the introductory offer will benefit most from the Bank of America Platinum Plus® Visa® Card.

Type of card: Personal

Introductory apr rate description: 0% APR for 12 Billing Cycles

Purchases apr rate: $7.99

Fee: $0.00

Best: 0% introductory rate; no annual fee; common platinum benefits.

Worst: No rewards program option; higher APR for less qualified applicants.

Perks: See website for card benefits.

Notations: *See website for complete terms and conditions of card usage and application disclosure.

Additional description:

• 0% Introductory APR on Balance Transfers and Cash Advance Checks
• No Annual Fee
• No Balance Transfer Fees for Introductory Rate
• Get a Response in 60 Seconds
• Card Issued by FIA Card Services, N.A.